INSTANT CARD


Instant Card is a non-personalized debit card which can be received at the Bank’s sales points immediately upon the request is submitted. The card will allow you to carry out transactions for preferential rates on the territory of Georgia, without any limitations, whatsoever.


Card type Visa Classic
Card currency GEL,USD,EUR, GBP, RUR
Card validity 2 years
Issuing card
10 GEL
Annual card service fee 0
Minimum non-withdrawable balance at the card account 0



Opening account free
Account service fee
0 GEL      
Issuing card 10 GEL
Urgent card issuing
card issuing amount + 15 GEL
Restoring card (forgotten PIN, damaged or lost card, etc) 5 GEL
Minimum non-withdrawable balance at the card account not requested
Annual accrual on the card account
0%
Accrual on the non-sanctioned overdrafting 0.1% on daily basis
Daily encashment limit
In VTB Bank (Georgia) unlimited
In other bank 5,000 USD or equivalent in other currency
ATMs 5,000 USD or equivalent in other currency
Daily limit of a deal 5,000 USD or equivalent in other currency
Encashment fee
In VTB Bank (Georgia):
In GEL 0.3%, min. 1 GEL
In foreign currency 0.6%
In partner banks* Partner bank tariff +2%, min. 6 GEL, 3.5 USD/EUR/GBP, 125 RUR
In banks of Georgia Other bank tariff +2%, min. 6 GEL, 3.5 USD/EUR/GBP, 125 RUR
In banks abroad
Cash withdrawal is prohibited
Encashment fee in ATMs
In VTB Bank ATMs 0%
In partner bank ATMs* 0.5%, min 0.5 GEL/USD/EUR/GBP, 15 RUR
In other bank ATMs in Georgia 2%, min. 6 GEL, 3.5 USD/EUR/GBP, 125 RUR
In ATMs abroad
Cash withdrawal is prohibited
Cashless settlement
Commission for settlement at trading points 0%
Commission for settlement via internet 0%
Transfers
Within the bank 0
Outside of the bank in GEL 0.1%, min. 1 GEL
Outside of the bank in foreign currency 0.2%, min 15 USD, equivalent in corresponding currency
Including the card into the Stop-list
Local free
International 50 USD per week
Change of PIN code 1 GEL

* TBC Bank, Halykbank, BasisBank, Finka Bank, Caucasus Development Bank-Georgia 
** Tariff is active in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan and Armenia       


Instant Card advantages:

  • Issued immediately upon request
  • Preferential tariff rates
  • Free cash withdrawal at all VTB Bank (Georgia) ATMs